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Struggling to make time for your side gig around your full-time job — and, you know, a social life? Here are four strategies that helped this entrepreneur manage her schedule and rock both jobs.

If you’ve shopped at Home Depot, bought NFL merchandise or received a phone call from Omaha Steaks, you could get free money from one of these class-action settlements.

Certain things are necessities… but paying for them is not. Here’s how to get free stuff, from clothes and beauty products to Netflix and college courses.

Grab your coin purse and pull out your magnifying glass.

First, kudos for owning either of those items in 2016.

Second, look for one very specific quarter.

Look closely, because if you have it, it could be worth tens of thousands of dollars to the right buyer.

The Quarter That Could Be Worth $35,000

This 1970 Washington Quarter is listed on eBay for a whopping $35,000.

 

My husband and I have been together for 10 years, and married for nearly five. We were young when we met, and long-term financial stability wasn’t something on our minds.

But it should have been.

Now, with a child, mortgage, credit card and student loan debt amounting to around $200,000, I wish I’d had the foresight to sit down with him and hash out the hard questions — as well as come up with some financial goals.

And we’re not alone. In fact, financial issues are the number-three reason couples decide to divorce.

Luckily, we’re now on the same page. But we could have saved a ton of time, energy and money if we’d just discussed these four questions before we started dating seriously or got married.

Luckily, I had a job that offered full benefits and short-term disability, which paid 40% of my salary for six weeks. My husband worked two jobs: a full-time plumbing job by day and a part-time retail job on nights and weekends.

We’d done a great job of keeping expenses low, though.

We only had one car payment, and rented a tiny one-bedroom house with low rent. We didn’t make any financial changes until I went back to work when our son was six months old, which helped us stay afloat — but it wasn’t easy.